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This is a Mortgage linked “Pension” scheme that allows individuals service mortgage loans and save simultaneously. Features / Benefits •    Maintenance of a Mortgage Endowment account •    Monthly savings (endowment amount) is constant •    Competitive mortgage/savings rate •    Encourages savings beyond mortgage period •    Account accommodates exigencies. •    Lump sum (pension benefit) at the end of mortgage endowment •    Customised retirement plan outside / alongside pension •    Savings on mortgage insurance